Your unique situation demands a broader approach to wealth management.
Comprehensive Planning
Unleash the Power of Integration.
Through our Integrated Wealth Management planning process, we’ll not only help you build and implement a clear, actionable financial plan, but you’ll also receive ongoing Planning, Guidance and Advice to ensure you make necessary adjustments to your plan as your personal and financial life changes.
Investment Management
Keeping Emotions in Check
Our philosophy and process is focused on helping you develop an investment framework that is tied to your goals and in alignment with your emotional temperament and risk tolerance. Through this systematic, repeatable process, we believe you can manage your emotions and make better financial decisions.
Tax Minimization
Paying Only Your Fair Share
As part of our tax-planning process, we will review your recent tax return and collaborate with your CPA in a team approach, as needed, in order to better understand your current income and tax situation. From this, we can make projections and help you identify actions you may take to help reduce your current and future tax bills.
Social Security & Medicare
Making Informed Choices
The decision on when to start Social Security and pension income streams, along with which survivor benefits to select, are a critical component of any financial plan. Through our retirement income process, we model and quantify the benefit options of different Pension, Social Security, and Medicare, so that you can make the most informed decisions for you and your family.
In addition, we will connect you with our Medicare concierge, who will help you explore the various Medicare options available during initial and annual enrollment periods, so you can choose the plans that fit your situation best.
Retirement Income
Maintaining Your Lifestyle
When you’re living off your savings, there is often little room for error, especially at the beginning of retirement, where mistakes can have a ripple effect for decades. With our retirement income process, we will develop an investment and cash-flow strategy that is tied to your income needs, identifying the most efficient source and order for withdrawals. In addition, we will also develop a recession plan specific to your situation.
****No strategy assures success or protects against loss. Investing involves risk including loss of principal.
Estate Planning
Ensuring Your Legacy
Estate planning can be very emotional and complex, which is why we tend to put it off. With family situations and estate tax laws changing over time, many plans are left incomplete or lacking.
Even before you visit your attorney, we will help you develop your estate goals and identify the roles and important people who should be part of your plan. We can also educate you on different ways to structure your estate, as well as periodically review your plan with you, so that you can make sure it stays up to date.
